Physicians Health Plan (PHP), a subsidiary of Sparrow, entered the Health Insurance Marketplace for the first time offering nine plans when 2015 Open Enrollment kicked off on Nov. 15.
Two plans - Sparrow PHP Silver Select Exclusive and Sparrow PHP Gold Select Exclusive - will be the most affordable available for residents in Clinton, Eaton and Ingham counties. Utilizing a new PHP Exclusive Network, the plans work with a broad Health Maintenance Organization (HMO).
In addition, seven Traditional plans – one Platinum, one Gold, two Silver, two Bronze and one Catastrophic – are available for residents in Clinton, Eaton, Ingham, Ionia, Isabella, Shiawassee and the eastern half of Montcalm county.
“We are local, we offer award-winning customer service, and we have a demonstrated commitment to quality,” says Dennis Reese, President and Chief Executive Officer, Physicians Health Plan. “In the face of rising prices for current Marketplace plans, we’re excited to be able to add a wealth of new options to ensure our community has access to affordable, quality health coverage.”
Consumers can learn more about plan offerings from PHP by visiting ChoosePHPmi.com. All Marketplace plans cover Essential Health Benefits, pre-existing conditions and preventative care as required by the Affordable Care Act. PHP plans will offer additional benefits for birth control and breastfeeding.
Open Enrollment runs from Nov. 15, 2014, through Feb. 15, 2015, and is an opportunity for those individuals without insurance to get covered and gain access to affordable health care. For current Marketplace members, 2015 will bring new plan options and new pricing. Those individuals with an existing plan will have their policies automatically renew at the new 2015 premiums unless they shop around and select a new plan during Open Enrollment. Thus all individuals seeking coverage on the Marketplace, whether it is for the first time, or to renew, should take advantage of Open Enrollment to ensure they have the best plan to suit their needs.
PHP provides high-quality health care coverage to more than 70,000 members and 300 employers across Michigan.